I have been a full time Loan Originator since 1990 when I changed career paths from being a Real Estate Agent. I am driven to provide clients with more useful knowledge about the lending process so that clients can make better choices for themselves.

I feel my work is critical to the financial health and well-being of my clients. Home ownership is possibly one of the most crucial steps in building a safe, secure and stable family life.

The size of the transaction is not something I focus on. For each client, their transaction is the most important one for them. All transactions, large or small, deserve the best possible service I can provide.

I live and work in the community of the Monterey Peninsula. I have a family of 4 and enjoy what I do. 

I attended the University of Wisconsin Eau Claire. I have been involved in community charity work through my association with the Rotary Club of Carmel. My wife and I were the founders of the Carmel Performing Arts Festival. I love sailing, snow skiing, and open ocean rowing.

I am always available to discuss your goals related to Real Estate financing or refinancing.

NMLS# 280977
Cell: 831-236-7826
Office: 831-645-1160
Direct Line: 831-645-1167